Minimum CIBIL Score for Home Loan (2023): How to Check?
When buying or building a house, one of the most popular options is to take out a home loan from a bank or an NBFC. A home loan is a type of secured loan, which means that the borrower must provide...
View ArticleBanking Frauds: How Should You Protect Your Money?
Nowadays, everybody is aware of the digital mode of payments, which makes our lives easier. During the COVID-19 situation, the us of digital transactions increased rapidly. However, like a coin has...
View ArticlePersonal Loan Balance Transfer: Definition, Mechanism, Eligibility & Benefits
Personal loans have simplified the system of taking loans during a dire emergency. It can easily credit your account with a lump sum once your request for a personal loan is approved. This facility...
View ArticleHow to apply for a PAN card? Eligibility & Benefits
To avoid miscalculations and errors in tax assessments, the Permanent Account Number (PAN) system was enabled by the Income Tax Department. The earlier system of tax assessments of the citizens of...
View ArticleEmergency Credit Line Guarantee Scheme (ECLGS)
The COVID-19 pandemic hit very hard on Indian business enterprises. The companies struggled a lot to meet their daily expenses. To mitigate the losses caused by the Covid-19 pandemic on various...
View ArticleHow to Link PAN to Aadhar on Income Tax Portal?
As higher income attracts higher taxes, some people have got multiple PAN cards issued in their names to divide total income under different PANs to avoid paying higher taxes. To prevent this...
View ArticleChange Name in PAN Card after Marriage
The Income Tax Department enabled the Permanent Account Number (PAN) system to avoid miscalculations and errors in tax assessments. The earlier system of tax assessments of the citizens of India was...
View ArticlePAN Card Rejection – Common Reasons & How to Avoid Them?
The Permanent Account Number(PAN) system was enabled by the Income Tax Department in the year 1972 to have a unique identification for all the eligible taxpayers of the country. These eligible...
View ArticleYou Will Get Rs 100/day for Unresolved Complaints Beyond 30 Days
The Reserve Bank of India released a new circular on October 26, 2023, stating that you will get ₹100 per day if your complaint against credit information companies is not resolved within 30 days. In...
View ArticleIs FD a Wealth Destroyer?
Fixed Deposits are the most trusted investment options among Indian households. Nearly 95% of the Indians prefer to park their idle funds in the FDs. Why? Fixed Deposits offer the lowest returns as...
View ArticleePRAN Through DigiLocker: All You Need to Know About
What is Permanent Retirement Account Number (PRAN) PRAN stands for Permanent Retirement Account Number. It is a distinct identification number assigned to each NPS (National Pension Scheme) subscriber...
View ArticleNominee vs Legal Heir – Who Will Get Your Assets When You Die?
Sumit has investments in FDs, mutual funds, equities and real estate. He has named his wife the nominee for her FDs and real estate and her mother the nominee for mutual funds and equities. He thought...
View ArticleHow to Check NPS Account Balance
NPS stands for National Pension Scheme, which was introduced in 2004 by the National Democratic Alliance (NDA). It is managed by the Pension Fund Regulatory and Development Authority (PFRDA). Ways to...
View ArticleBanking Frauds: How Should You Protect Your Money?
Nowadays, everybody is aware of the digital mode of payments, which makes our lives easier. During the COVID-19 situation, the us of digital transactions increased rapidly. However, like a coin has...
View ArticlePersonal Loan Balance Transfer: Definition, Mechanism, Eligibility & Benefits
Personal loans have simplified the system of taking loans during a dire emergency. It can easily credit your account with a lump sum once your request for a personal loan is approved. This facility...
View ArticleHow to Cancel PAN Card Online After Death of Holder?
What is PAN Card PAN, a personal identification number, is a ten-digit alphanumeric number that identifies the taxpayers in the country and is issued to Indian citizens by the Income Tax Department....
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